Rich đa poor dad

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Since its debut in 1997, Robert T. Kiyosaki"s Robert Kiyosaki"s Rich Dad, Poor Dad has been a landmark aý muốn personal finance books, a best-seller that has sold nearly 40 million copies worldwide.Quý khách hàng sẽ xem: Rich đa poor dad

I first read the book back in 2000, when I was still a budding entrepreneur. I figured I would re-read it now that I have more experience under my belt. I also wanted to lớn see if it"s held up lớn the test of time, and if I would lượt thích it as much as I did when I first read Rich Dad, Poor Dad. A lot has happened financially in the past trăng tròn years, và I"m curious if some of Kyosaki"s predictions came true. Our Rating - 8


While Robert Kiyosaki"s bestseller is recommended reading for starting entrepreneurs, this book does have sầu some flaws. You should read this book just to start thinking differently than the average employee, if not to get motivated. However, take Kiyosaki"s advice with a grain of salt.

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Read Rich Dad, Poor Dad

When I first read the book, I primarily liked how Kiyosaki viewed the world from a different perspective. It got me to think differently about my business và investing than I had previously.

Kiyosaki seems lớn be a polarizing figure: You either love or hate his work. The Simple Dollar reviews of Kiyosaki"s work, for example, adds a lot of personal bias, và I don"t think that"s fair.

I try to lớn take a more neutral viewpoint và will đánh giá the book based upon my experience in the business world.

Rich Dad, Poor Dad should be viewed as a general starting point — an investment/startup summary, rather than a danh mục of specific items to lớn vì as an entrepreneur.

Robert Kiyosaki emphasizes six key points throughout the book. These points — which differentiate between his “poor” dad (his real dad) and the “rich” dad that helped him underst& business and become wealthy — are:

The rich don’t work for money The importance of financial literacy Minding your own business Taxes and corporations The rich invent money The need to work to lớn learn and not khổng lồ work for money

Good Points in the Book

Flawed Educational System

As Robert mentions many times in the book, our traditional educational system is flawed. Our education system is designed primarily to lớn create employees và could be a negative influence for an entrepreneur. As Kiyosaki mentions, he"s not suggesting that people skip higher education; he"s suggesting higher education does not assist with “street smarts.” Financial literacy is something that is rarely discussed in school, & if it is discussed, it is only at basic levels. Based upon my personal background, I"ve sầu made this a personal focus & will make sure my children are well educated in this subject.

The cost of education continues to lớn increase much faster than the rate of inflation. It"s becoming more clear our education system is broken. Robert"s statements about this topic are accurate.

Being an Entrepreneur Is Less Risky

Owning a business has given me much more independence and many more invaluable skills I could still use if I were lớn work for someone else. On a weekly basis, I now vì things I used to lớn consider risky or could never imagine doing before owning a business.

Your Primary Residence Is NOT an Asset

Over the years it generally has been accepted that your primary residence is an asphối. Robert flat-out states (I believe correctly) that your home is not an asmix, since it does not generate positive sầu cash flow. The housing bubble & collapse proved this correct.

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“Rich people acquire assets. The poor và middle class acquire liabilities, but they think they are assets.”

While rental properties have sầu also gone down in value, if you focus on positive cash flow, you still are bringing in money every month. Robert even states in his book that trang chủ values vày not always go up.

Pretty much all consumable goods are liabilities — something even I got tripped up with. Kiyosaki states you should buy investments that generate cash flow khổng lồ help pay for your “doodads.” I think this is a great way to look at how lớn purchase your toys.

What Is an Asmix or Liability?

“An asphối is something that puts money in my pocket. A liability is something that takes money out of my pocket.”

A load of Kiyosaki"s critics point out that this statement doesn"t follow general accounting standards. This is true, và Robert acknowledges this. The point, which many miss, is that you should be focusing on cash flow khổng lồ get wealthy.

“Wealth is a person’s ability to survive so many number of days forward… or if I stopped working today, how long could I survive?”

I still refer bachồng lớn this statement today and have sầu devoted a few posts to lớn this topic:

Complaints About the Book

There are many reports that Robert"s “Rich Dad” does not exist and was made up. This is more than likely true, but there have sầu been many personal finance books that are works of fiction. (The book Wealthy Barber comes khổng lồ mind.)

The issue some people have sầu with Robert is that he presents his book as a work of non-fiction when it"s not, & I agree with this complaint. I find it interesting that John Reed"s trang web puts down Robert"s work, but at the same time also sells Reed"s own work.

Robert does downplay the role of risk in the investment suggestions. This is somewhat accurate, but he suggests that you should fully understand your investments before diving in. Robert states that investing is risky only if you don"t fully understvà what you are investing in.


While I still recommover this book, especially for beginning entrepreneurs, the book has some flaws. In my opinion, many topics he discusses hold the kiểm tra of time. But take some of what Robert Kiyosaki says with a grain of salternative text. It should be read, if not for the motivation, just khổng lồ get you to lớn think differently than a salaried employee. I don"t love or hate it, hence the reason why I give sầu this book 3 out of 5 stars.

If you vì chưng decide to read Robert"s books, I recommend reading only Rich Dad, Poor DadRich Dad"s Cashflow Quadrant. Most of the other books are simply a rehash of these two books. I DO NOT recommover attending any local seminars.

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I will keep his book on my các mục of best personal finance books for the primary reason khổng lồ get you to think outside the box.